How To Purchase a Dwelling “Sight Unseen”

Right here at Taylor Morrison we’ve created a variety of tools that embrace the digital world and make it simpler than ever earlier than to purchase a house “sight unseen,” or as we wish to name it, #SiteUnseen (buying with out ever having toured the property in particular person). Whether or not you’re unable to go to a gross sales workplace, or just desire to tour choices from the consolation of your sofa, we’re right here to empower you on this distinctive sort of home-buying journey.   

During the last 12 months, Taylor Morrison has averaged a little bit over one dwelling per day offered 100% just about, so in case you suppose you’re alone on this non-traditional approach to purchase, you’re not! As know-how evolves and increasingly more individuals migrate out of densely-populated metro areas (with many firms extending remote-work choices for his or her workers), digital dwelling shopping for will proceed to develop. Whereas it could seem to be a frightening expertise, we’re right here to information you thru the method of shopping for a brand new Taylor Morrison dwelling “sight unseen” with the next recommendation. 

Know Your Funds, Pre-Apply for a Mortgage, and Map Out Your Desires vs. Wants. 

This recommendation just isn’t restricted to purchasing a house sight unseen. Any home hunter ought to take this primary step, no matter how they’re planning to buy. Everybody’s monetary scenario is totally different, however you’ll wish to work out how a lot you’ll be able to pay every month after which work backwards to seek out the acquisition worth that fits you and your loved ones. 

Try our on-line, state-of-the-art mortgage know-how, Dorothy, to assist “pre-apply” for a mortgage earlier than you begin home looking. This course of consists of analyzing your earnings, property, and current debt to estimate what you might be able to afford on a house buy. Pre-application speeds the method as soon as you discover the house you wish to purchase, which is extraordinarily essential given the sizzling market we’re presently working in the place time is of the essence! Acquiring mortgage “pre-approval” is one other factor fully, nevertheless it’s a good suggestion to take that step as nicely (because it reveals that you just’re a critical homebuyer who can safe a mortgage, which helps on this extremely aggressive market). To buy a Taylor Morrison dwelling, you’ll be able to both use the lender of your selection or work with our affiliated lender, Taylor Morrison Home Funding. Qualification and market circumstances change throughout development so working with a lender that understands our development course of retains everybody working collectively for a seamless transaction. 

After you come to a transparent understanding of what you’ll be able to afford, create an inventory of what you completely will need to have in your new dwelling. Prioritize what’s essential to you, whether or not that’s location, variety of bedrooms/loos, sq. footage, or one thing else. As you’re employed by way of that precedence checklist, it’s best to begin to think about which gadgets will not be essentially deal-breakers for you. Coming to phrases with these needs vs. wants will higher equip you to slim down “finalists” as you just about scope out choices. 

Get to Browsing. 

Head to our website and filter by metropolis, worth, and bed room depend to get a preliminary sense of what’s out there. 

Get in Touch with an Web Dwelling Marketing consultant (IHC). 

You might not be bodily with somebody at a gross sales workplace, however you aren’t alone on this course of! Getting in touch with an IHC from the realm you have an interest in is one of the simplest ways to ease the stress of this unconventional buy journey. It’s like having a private concierge for dwelling shopping for! With stock flying off the market faster than anybody can construct, it’s an excellent thought to get in contact with an IHC early on, as properties you might be seeing on-line one week could also be unavailable the subsequent. It’s a irritating actuality of the market proper now, and an IHC goes to be in-the-know of what communities are more likely to go quick so that you’ll have a clearer thought of what to anticipate by speaking with them by way of telephone, chat, or electronic mail. Sharing that checklist of needs vs. wants will assist the IHC information you in your subsequent steps. 

Digitally Immerse Your self With the Communities You’re  In.

A lot of our communities have interactive ground plans and 3D virtual tours, and it’s all proper there at your fingertips. Watch and rewatch the out there excursions and envision the way you would possibly fill the house if it was to change into your private home. Discover the 3D house room by room and just about go searching—you’ll be able to even open “measurement mode” in a few of our excursions. Take notes on questions you’ve. If a 3D tour just isn’t out there for a neighborhood you have an interest in, don’t fret, your IHC can set you up with a digital tour from an precise salesperson on the fashions you’re considering. Even when a 3D tour is on the market, you’ll be able to nonetheless arrange a digital walkthrough! Our passionate gross sales group  will customise your sight-unseen expertise to fit your wants—don’t be afraid to ask them for photographs and movies that you would be able to “revisit” in a while—allow them to be your eyes on the bottom! 

If you happen to already know precisely what you need (relying on availability within the the realm you’re considering), you’ll be able to simply reserve a quick-move-in home or perhaps a to-be-built home on-line, deciding on from out there homesites and ground plans with out ever needing to be in contact with an IHC or a sales-team member beforehand!

Use Exterior Assets at Your Disposal. 

Don’t get us improper, the IHCs and gross sales group you’ll work with are skilled, dependable assets of knowledge, nevertheless it doesn’t damage so as to add an additional pair of eyes. In case you have a trusted member of the family or buddy within the space you want to purchase in, see in the event that they’d be keen to take a bodily go to for you. Shopping for sight unseen could be nerve-wracking, so it at all times helps when you’ve got somebody you understand who can present extra reassurance. In case you have nobody within the space, you’ll be able to nonetheless share the digital property and information you’ve been reviewing with somebody near you. Get their enter! They may consider a query or concern that you just haven’t thought of. Use different on-line instruments to assist make an evaluation: poke round Google maps to see what’s within the neighborhood or examine public faculty rankings within the space when you’ve got youngsters. We would like you to really feel as snug and assured as attainable with this essential, life-changing resolution. 

Stay Patient and be Communicative. 

Whereas on-line instruments offering digital entry to buyers have ceaselessly modified the house shopping for expertise, it’s nonetheless not so simple as a “click on to purchase now” course of. No quantity of know-how or digital instruments can change the nature of the present market (with extraordinarily excessive demand and never sufficient stock), so you might be met with unexpected setbacks. For instance, in some areas we’re taking the Highest and Finest Provide method to promoting properties, which is actually the method the resale market operates in. Dwelling buyers can be invited to submit their Highest and Finest Provide for out there homesites, and probably the most aggressive supply can be chosen. We empathize with you about how aggressive the market is immediately and the way irritating that could be for some dwelling buyers. No matter these uncommon market circumstances, we purpose to supply a superb buyer expertise for each dwelling shopper and purchaser. Talk together with your gross sales agent early and infrequently to ensure you’re conscious of potential stipulations surrounding a neighborhood/homesite you might be considering. 

Embrace the Journey!  

Shopping for your new dwelling #SiteUnseen could be simply as exhilarating as shopping for it in particular person. We’re right here that will help you each step of the best way. 

“We had been rather a lot much less nervous about shopping for ‘sight unseen’ due to the quantity of instruments and publicity we’ve needed to the house itself. We may inform it’s a high quality product.”

Taylor Morrison Homebuyers Jeremy and Alyssa, Phoenix

“The perfect factor about Taylor Morrison’s on-line instruments, except for the truth that they’re intuitive, is that we will use them any time of the day. Whenever you’re excited in regards to the homebuying course of and also you wish to preserve issues shifting alongside, that is the best way to have the ability to have prompt gratification.”

Taylor Morrison Homebuyers Invoice and Jennifer, Seattle

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